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Frequently asked questions
Everything you need to know about Payrise.
Payrise lets you do everyday banking through WhatsApp: send money, pay bills, buy airtime and data, and check your balance and spending, by sending a message.
You chat with Payrise like you would with anyone else. Tell it what you want, review the details it shows you, confirm with your PIN, and it is done.
No. Payrise works inside the WhatsApp you already have.
Transfers to Nigerian bank accounts, airtime and data, bill payments, balance and transaction history, spending summaries, and reminders.
Say who and how much, for example “Send ₦20,000 to Tobi”. Payrise shows the account name and bank, then asks for your PIN.
Yes, for supported billers such as electricity, internet and cable TV.
Yes, for your own line or any other number, on supported networks.
Yes. Payrise gives you USDT and USDC wallets alongside your naira. You can deposit, send out, and convert to naira from the chat.
Payrise does not hold your funds; your balance sits with a licensed partner bank with bank-grade security. Every payment needs your PIN, recipients are verified by account name before you send, and Payrise only responds to your verified number.
Message Payrise from any WhatsApp number to freeze your account in seconds. Then verify with your phone number and PIN to recover it on your new device.
Limits depend on your verification level. Ask Payrise anytime to see yours.
You can send to any Nigerian bank account, including GTBank, Access, Zenith, First Bank, UBA, Kuda and OPay.
Payrise always shows any fee before you confirm a payment, so there are no surprises.
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